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Sedera Health
Community Medical Cost Sharing with Flexible IUA
Sedera is a community-based medical cost sharing organization. Members choose an Initial Unshareable Amount (IUA) level that determines their monthly contribution. Pricing by IUA level to be published.

Not available in: WA, VT, PA, NM, CA
CoShared shares commission from each enrollment back to the referring member network — 8% of the premium across 3 levels (5% / 2% / 1%).
Available Plans
ACCESS+
For individuals and families. IUA-based monthly contribution.
| Household | Monthly |
|---|---|
| Individual/Family | TBD (by IUA) |
Select+
Designed for teams and employers.
| Household | Monthly |
|---|---|
| Team | TBD (by IUA) |
Interested in Sedera Health?
Enroll through CoShared's broker link so your membership is credited back to us — that credit is what funds the referral points paid to your sponsor.
Enroll Now →Or record it in CoShared first, so your sponsor gets credit →
Enrollment opens on Sedera Health through Dr. Terry Silkman's agent link.
